Yearly Archives: 2014

By Christopher J. Charles, Esq.   Perhaps a sign of the real estate recovery, six years after the market crash, the 2007 Mortgage Debt Relief Act (the “Act”) has finally expired. Although the Act had already been extended twice[1], many remained hopeful – including Attorney General Tom Horne and the Attorney Generals from 41 other… Read more

By Jeff Young   When I give presentations on Social Security Claiming Strategies, it is a common occurrence to be asked by someone in the audience, what options are available to them if they claimed social security “too early.” What they probably mean to say is that they realize their financial interests may have been… Read more

By Brad Huss, E.A., CFP   One of the unfortunate realities in today’s America is the risk posed to both businesses and individuals by the threat of litigation. The National Center for State Courts estimates that approximately sixteen million civil lawsuits are filed in the United States every year. The Economic Journal reports that Americans… Read more

By Judy Houston   Real Estate requires complete focus on DISCLOUSRE — from beginning to end of each transaction.  Recently, a judge from Phoenix Superior Court attended three of my Disclosure classes. After the third class, the judge told me he was in awe of what an agent must know in the way of Disclosure… Read more

By Christopher J. Charles, Esq.   Borrowers have struggled for years to find financing following a short sale or foreclosure.  In fact, the general rule is that a borrower must wait anywhere from two to five years after a short sale before qualifying for a new mortgage.  Even worse, borrowers generally must wait five to… Read more