Loan Officers facilitate this lending by seeking potential clients and assisting them in applying for loans. Loan Officers also gather information about clients to ensure that an informed decision is made regarding the quality of the loan and the probability of repayment. Mortgage Loan Officers develop relationships with commercial and residential real estate agencies, so that when an individual or firm buys a property, the real estate agent might recommend contacting a specific loan officer for financing. Loan Officers guide clients through the process of applying for a loan. Read more.